Building a new home or developing property requires finance that's designed for construction, not just a standard mortgage. At FinUp, we arrange construction loans that release funds progressively as your build advances, helping you manage costs and cash flow from site preparation through to completion.
We work with home builders, renovators, developers, and owner-builders across Australia to secure competitive construction finance. Whether it's a single residential build, a knockdown rebuild, or a multi-lot development, we'll find a lender that backs your project.
Home construction loans for building your new home from the ground up, knockdown rebuild finance for demolishing and rebuilding on your existing block, renovation and extension loans for major home improvements, land and construction packages combining land purchase with build finance, and property development loans for single or multi-lot developments.
Unlike a standard home loan where you receive funds upfront, construction loans release money in stages as your build progresses. You'll typically pay interest only on the amount drawn down during construction, then convert to a principal and interest loan once the build is complete. We'll structure your loan to match your builder's payment schedule and make sure you've got enough buffer for unexpected costs.
We've arranged construction loans for projects of all sizes, from single home builds to large-scale developments. We know which lenders have experience in construction lending, how to present your plans and costings for quick approval, and how to structure your finance so it supports your project from start to finish. And if you're an owner-builder or first-time developer, we'll guide you through the process step by step.
