Using your self-managed super fund to buy investment property can help you build wealth for retirement while benefiting from the tax advantages of super. But SMSF lending is complex, and choosing the wrong loan structure or lender can create compliance issues down the track.
At FinUp, we help SMSF trustees secure investment loans that meet all regulatory requirements while getting competitive rates. Whether you're buying your first property through your SMSF or refinancing an existing loan, we'll guide you through the process step by step.
SMSF loans must be structured as limited recourse borrowing arrangements, which means the property is held in a separate trust and your super fund's other assets are protected if something goes wrong. The deposit must come from your super balance, and rental income goes back into the fund. Not all lenders understand these requirements, which is why working with a specialist matters.
SMSF trustees buying residential or commercial investment property, trustees looking to refinance existing SMSF loans for better rates, and anyone wanting to understand if an SMSF property investment makes sense for their retirement strategy.
We've helped trustees navigate SMSF lending for years. We know which lenders offer the best rates, how to structure the loan correctly, and what documentation you'll need. We work with your accountant to ensure everything aligns with your super strategy, and we handle the complexity so you can focus on building wealth for retirement.
